Enhance Your Retirement With Our Reverse Mortgage Services

Are you a homeowner aged 62 or older, finding it challenging to maintain financial stability in your retirement years? You're not alone. Many seniors face financial constraints that can make it difficult to keep up with expenses and enjoy the lifestyle they've worked hard for. These financial challenges can create stress and uncertainty, detracting from the enjoyment of your retirement years. You might feel like you're stuck between a rock and a hard place, struggling to make ends meet but reluctant to sell your beloved home. This is where a reverse mortgage can be a game-changer. A reverse mortgage allows you to tap into your home's equity, providing a steady stream of income or a lump sum without the need to sell your home or make monthly mortgage payments. At Kim Haddock | EquitiFirst Mortgage we're committed to helping seniors like you navigate the reverse mortgage process, using our expertise to find the best solution for your unique situation.


It's time to live your retirement years to the fullest. Discover how a reverse mortgage can provide the financial stability you need.

The Benefits of a Reverse Mortgage

A reverse mortgage can be a powerful tool for homeowners aged 62 or older. Here's how:

  • Supplement Your Income

    A reverse mortgage allows you to tap into your home's equity to supplement your retirement income, providing a steady stream of funds to cover your living expenses, medical costs, or other financial needs.

  • No Monthly Mortgage Payments

    Unlike traditional mortgages, reverse mortgages do not require monthly mortgage payments. The loan is repaid when you sell the home, move out permanently, or pass away, easing your financial burden.

  • Stay in Your Home

    A reverse mortgage enables you to continue living in your home while benefiting from its value. You retain ownership of your home and can stay in it for as long as you wish, provided you continue to meet your loan obligations.

  • Flexible Payment Options

    With a reverse mortgage, you can choose how you receive the loan proceeds - as a lump sum, regular monthly payments, a line of credit, or a combination of these options. This flexibility allows you to tailor the loan to your specific financial needs.

  • Non-Taxable Income

    The funds received from a reverse mortgage are considered loan proceeds and not income, so they are not subject to income tax. This can potentially increase your available cash flow in retirement.

Experience the Kim Haddock Difference

Partner with us for your reverse mortgage and experience the difference that personalized, expert service can make.

Are you ready to tap into your home's equity and enhance your financial stability in retirement?

Call or text us at 504-448-8108 to discuss your options.